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Trident Mortgage Fox Roach About The Company New Jersey Disclosures Estimated charges |
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A. ESTIMATED CHARGE OR RANGE OF CHARGES MADE BY TRIDENT MORTGAGE COMPANY LP. |
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| Description of Fee/Charge | Amount or Range |
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| Loan Origination Fee | 0 – 1% of loan |
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| Loan Discount Fee | 0 – 6% of loan |
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| Application Fee | $300 |
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| Appraisal Fee Paid to Appraiser | $200 – $275 |
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| Credit Report Paid to Outside Agency | $50 – $100 |
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B. ESTIMATED CHARGE OR RANGE OF CHARGES MADE BY TRIDENT INSURANCE AGENCY COMPANY OF NJ LP Homeowner’s Insurance Rates range from $1.75 to $6.00 per $1,000 of building coverage. Discounts are available from some insurance companies for the following: New home construction, alarm systems, higher deductible. For homes that qualify, Homeowners coverage will include guaranteed replacement cost coverage on the home and replacement cost coverage on contents. C. ESTIMATED CHARGE OR RANGE OF CHARGES MADE BY TRIDENT LAND TRANSFER COMPANY OF NEW JERSEY LP The following title insurance Basic Rates have been approved by the New Jersey Department of Insurance. The actual rate may range for 50 to 100% of the Basic Rates listed below depending upon whether the insurance purchased is new issue, re-issue or refinance. |
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| Amount of Insurance | Basic Rate |
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| 0 - $100,000 | $255.00 to $630.00 |
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| Add per $1,000 or thereof as follows: | Premium Factors |
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| $100,001 - $500,000 | $5.25 |
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| $500,001 - $2,000,000 | $2.75 |
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| over $2,000,000 | $2.25 |
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Note: When computing title insurance premiums over $100,000 add the basic Rate premium of $630.00 to the additional amount computed by multiplying the excess amount of insurance required, by the appropriate premium factors listed above. Recording fee from $40.00 to $120.00 Closing fee in office $150.00, out of office $162.50 Out of pocket costs for various additional searches from $50 to $160 Other settlement service fees as required from $35 to $150 ALL THE ABOVE CHARGES OR RANGE OF CHARGES ARE FOR ESTIMATE PURPOSES ONLY. THE ACTUAL COSTS WILL VARY IN EACH INDIVIDUAL TRANSACTION. PFR RESPA NJ 3/99 |
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